Reviewing Trade Me’s Ping Terms and Conditions

Trade Me are going to be releasing a new PayPal-esque payment system called Ping, which will replace their Pay Now system. Let’s review Ping’s Terms and Conditions to see if there’s any weird bits. Of course, I am not a Lawyer and this is not legal advice, just a blog on the Internet.

The gist of it looks fairly reasonable, but if you’re a seller, I wouldn’t consider a Ping balance as cash until it’s in my bank account (see section 3.4). And even then Trade Me could reverse a transaction (section 11.2), put the Ping balance into negative territory, then raise the debt with a Debt Collection agency if not paid. And of course, there’s a fee this service. If you’re a buyer, things look rosy, with lots of buyer protection.

If you use Ping as a seller, it’ll be enabled for all future listings, unless turned off (section 2.1).

Trade Me will hold the funds on trust until you tell them to transfer to a bank account (section 3.1). Trade Me can take fees from money held in trust and own the interest on money held in trust (section 3.2).

Trade Me can hold payments for various reasons, and that ‘payments into the seller’s Ping balance are not a guarantee of payment into the seller’s verified Nominated Bank Account‘ (section 3.4).

If you don’t use Ping for 48 months the balance may be given to Trade Me (section 3.6).

There’s a transaction fee to use Ping. While it’s not currently (as of 8 March 2017) listed on Trade Me’s fees pages, Pay Now, is 1.95% of the total purchase price including shipping.

You’re not allowed to add a surcharge or cost on buyers to use Ping (section 9.2).

If there’s a dispute and Trade Me at their sole discretion agrees, Trade Me can reverse a transaction (section 11.2) and reverse the payment, by debiting the seller’s Ping balance (section 11.3).

Trade Me makes no warranty that Ping will ‘meet the requirements of all prospective users’ and will be uninterrupted, timely, secure or error free (section 13.1).

Getting back into Programming with Opa Language

So I’ve decided to get back into programming. It’s pretty touch when I’ve had a bit of a love hate relationship with it. I love it because I can do stuff which is cool, but I hate it because I’ve never really enjoyed programming. I always find it so frustrating. Not the programming in itself, but more that there are so many different ways that I get easily distracted, and instead of delivering that minimum viable functionality, I’ve instead gotten side tracked on the best way to state variables, or something silly like that.

I’m trying out Opa (http://opalang.org/learn.xmlt) which is a new language specifically designed for distributed web applications. It’s pretty different from PHP and SQL and Apache config files, but it’s designed to replace all of that. Focus on one language and the compiler does the rest. I’ll let you all know how it goes!

Great ideas – conference rooms

I’m going to add blog post every now and then with good ideas about a forced topic, and today it’s conference rooms.

First I’ve noticed is making sure that the projector screen is sufficiently dark. Maybe lights could be closer to people in terms of where there heads are so light doesn’t spill out and affect the projector.

I think when something is projected onto a screen, the area of attention is minor, and a lot on the screen is just wasted real estate on context. So if we focus on just the interesting part of the screen and zoom in on that, then people with poor eyesight can see what’s happening.

I think presentations that go over an hour should be broken up. No one can concentrate for that long. Maybe 25 minutes and then a five minute break, enforced by a health and safety policy. I wonder whether it would be more productive.

Worst NZDating profile ever…

My best suit!G’Day, the name’s Norman, but my friends call me Stormin’ Norman, on account of the two words rhyming somewhat.

I work in the power business, preparing and changing lightbulbs for a living. Not the ones in your house mind you, the ones on the street. We call them fingers, because they stick up through the air giving it a tickle. This time of the year is my business season, it’s the Christmas bulbs that always take up most of my time. Most people tend to think that those coloured bulbs around Christmas must maintain themselves, but it’s actually old Norman and the rest of the Lighting Maintanance team. The coloured bulbs are the worst, because they only get about 2 weeks worth of use throughout Christmas, and then they’re switched off. It means we only have 2 weeks to replace all the faulty ones which is always a pain in the neck. We’ve just done Victoria Street, but I see a few have gone already.

I never really studied, I figure there can’t be that much involved in changing light bulbs, but boy was I wrong. Once I found out about the different types of electricity, and especially things like wattage and ampage, I knew I was in trouble, so I did one of those night courses at the Polytech. It was damn good fun though, made a few good mates within the industry, and I tell ya what, I know my way around some of the more complex lighting transformers these days, such as Dry Type Transfomers, and Oil Cooled Transformers. They’re the ones you have to watch out for, they’re dangerous I tell ya, and old Norm nearly lost a finger or two servicing those puppies.

I’ve been a big Incubis fan since 2000, I was a big fan of them before they became famous, and I’m probably still their biggest fan in New Zealand. I mean everybody these days is all on the Kings of Leon bandwagon, but Incubis could play them into a corner anyday. They really haven’t been big in the last six years or so, but I’m predicting a comeback sooner or later.

For hobbies, I’m a big fan of Asian Geography. Man, what a far out place that is, with plaes like Bhutan, and Tibet, it’s just a world away from Anglesea Street! I once caught the express train from Beijing to Lhasa, in Tibet Autonomous Region of China. The train’s amazing, it’s built on a bed of permafrost, so they need to heat and cool parts of the track to make sure that it’s not affected by the constant thawing of refreezing of those bits of the track. You’ll need a permit to get in though, and if you’re my lucky lady, then I’ll be able to help out.